Benefits at a Glance:
In the fast-paced world of B2B payments and trade finance, real-time liquidity isn’t a luxury—it’s a necessity. Businesses are increasingly demanding same-day settlements to stay competitive, yet legacy financial infrastructure continues to slow things down.
Arf is on a mission to change that. By bridging fiat and stablecoins, Arf delivers scalable same-day liquidity to B2B service providers. But powering this kind of transformation at scale requires a secure, flexible infrastructure—enter Fireblocks.
The Challenge
Arf’s liquidity model enables service providers to offer seamless USDC and USD conversions to institutional clients. These clients need real-time access to capital to buy, sell, and move funds across borders efficiently. However, delivering on that promise comes with operational and security challenges—including managing treasury operations across multiple blockchains, scaling liquidity without increasing manual risk, and maintaining security and compliance while growing fast.
Given all these considerations, Arf needed a digital asset infrastructure that offered:
- Multi-chain support to adapt quickly to market demand and unlock cross-platform liquidity
- Enterprise-grade security utilizing HSM and MPC technologies to protect assets and improve governance processes
- Operational efficiency to streamline complex treasury workflows
The Solution
Fireblocks checked all the boxes for Arf.
With Fireblocks, Arf has been able to improve their treasury management processes, unlocking easy, secure, and efficient liquidity management across blockchains. At the same time, Fireblocks Payment Engine has empowered the team to move assets. Fireblocks DeFi access has also allowed Arf to tap into yield opportunities and liquidity pools while maintaining a high level of control.
Together, these capabilities have empowered Arf to deliver secure, scalable, same-day liquidity solutions for their clients.
The Results
Today, Arf is reshaping the B2B payments landscape, helping clients unlock faster settlements and greater operational efficiency.
For example, Conduit—a key Arf client—more than doubled their liquidity usage between September and October 2024, achieving consistent same-day settlements and strengthening their competitive position. Growth continued into November, validating the scalability of Arf’s Fireblocks-backed infrastructure.
And it doesn’t stop there. Built on the Huma PayFi Stack and integrated seamlessly with Fireblocks, Arf’s solution offers Fireblocks customers a simple plug-and-play path to faster, more efficient liquidity—without the usual operational bottlenecks.
