Challenge
Crypto adoption has surged, but real-world spending remains clunky and complex. Despite its promise, most crypto holders still struggle with fragmented, fee-heavy systems when trying to use digital assets like cash. Legacy payment rails are slow, expensive and misaligned with the self-custody ethos of Web3.
Oobit set out to fix that.
“Oobit is the easiest way to pay with crypto in-store and worldwide,” the team explains. “With the Oobit app, users can Tap & Pay at any store that accepts Visa or Mastercard. Think Apple Pay, but with crypto.”
Targeting a growing user base of early adopters and Web3-native consumers across EMEA, Oobit needed a secure, scalable engine to bridge the gap between crypto wallets and traditional POS terminals — without compromising on speed, compliance or user control.
Solution
To power secure, real-time settlement behind the scenes, Oobit integrated Fireblocks, specifically leveraging its Transaction Authorization Policy (TAP) system.
“We use Fireblocks’ TAP to apply programmable rules and approvals on every transaction,” the team shared. “It lets us automate low-risk payments while requiring multi-signature for anything higher risk.”
With Fireblocks, Oobit applies role-based approvals, transaction whitelisting, and audit trails, enabling smart automation for daily purchases while upholding institutional-grade security standards.
“Fireblocks powers some of the biggest names in crypto,” the team added. “By embedding their infrastructure, Oobit boosts trust, reliability and makes crypto payments second-nature.”
Results
Today, Oobit delivers a Tap & Pay experience indistinguishable from traditional card payments — but backed by digital assets and self-custody. The app supports agnostic external wallet integration, allowing users to retain full control of their funds while tapping to pay worldwide.
“We envision a future where crypto is a means of exchange, the way it was intended,” the team said. “Our open ecosystem lets users connect any wallet and spend crypto anywhere Visa and Mastercard are accepted.”
With Fireblocks providing security, speed, and compliance at scale, Oobit isn’t just enabling crypto payments — it’s setting a new standard for what they can be.
