Business Accounts
Embed business accounts into your platform
Give every business customer a digital asset account it controls. Each business manages its own funds, team, and approval workflows. Designed to scale as your platform grows.
Deliver financial products to businesses
Merchant accounts
Each merchant can manage their business and funds, define role-based permissions, and create approval workflows within your platform’s boundaries.
Cross-border payments
Businesses can manage stablecoin balances and move funds using their own teams and approval processes. Your platform orchestrates the payment experience without being in the flow of funds.
Business banking and fintech
Add stablecoin capabilities to your business banking product. Create accounts programmatically, connect them to existing payment workflows, and give customers a familiar way to manage funds as an organization.
Financial institutions
Create a platform for institutions and family offices to independently hold, manage and grow their digital assets.
Define how money moves across your platform
Set platform-wide policies for which assets can move, how much can be sent, and where transactions can settle. Apply these rules across every business account and configure them as you scale.
Bring digital assets into established financial workflows
Let customers use familiar roles, limits, and approval steps for digital asset payments, instead of creating a separate workflow for their teams.
Separate account admin from payment authorization
Let admins manage team members and account settings without automatically giving them permission to move money. Create automated payment workflows with the API.
Keep a complete record of account activity
Track payments, approvals, policy, and team changes. Surface account activity inside your product, so each business customer has a clear record of who did what and when.
Security built into every account
Every transaction is checked against your policies in a tamper-resistant environment before funds can move. Signing is distributed, so no single party can move funds on its own.
Build your B2B platform on Fireblocks
Keep your treasury and customer funds separate
Manage your company’s treasury through the Fireblocks Console while giving each customer a separate Business Account.
Choose the assets, rails, and partners that fit your product
Connect your platform to the assets, networks, liquidity providers, and compliance partners available across the Fireblocks Network.
Build once and scale on proven infrastructure
Start with your first customers and expand into new markets, assets, and products without rebuilding the wallet infrastructure underneath your platform.
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Frequently Asked Questions
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What are Business Accounts?
Business Accounts are digital asset accounts you offer to business customers through your platform. Each business holds its own funds and manages financial operations as a team. You set platform-wide policies, and each business defines its own spending rules, approval requirements, and team permissions within those controls. -
How does a Business Account relate to an embedded wallet?
An embedded wallet supplies the key infrastructure for an individual user. Business Accounts add team access and policies across multiple wallets, so a business can manage funds with shared approval requirements. -
Can an account have multiple wallets?
Yes. A Business Account can hold multiple wallets, with account-level policies that apply across them. -
Can the platform developer access or control a customer’s Business Account?
A developer sets environment-level defaults and app-wide rules and can read account state through the API. Developer access does not automatically grant signing authority. Signing requires being an assigned signer on the wallet. -
What is the difference between a signer and an approver?
A signer can sign transactions on a wallet. An approver reviews an action when a policy requires their approval. Someone can approve an action without holding signing authority. -
Can businesses automate transactions with bots or agents?
API signers let services sign transactions within defined policy limits. Businesses can restrict an automated signer to specific tokens and approved destinations. Any required approvals still apply. -
What chains are supported?
Business Accounts support EVM chains, including Ethereum, Base, Arbitrum, Polygon, and Optimism, as well as Solana and Bitcoin.
Business Accounts are infrastructure. Please review Dynamic terms and conditions for full details on acceptable use.