Consumer fintech applications
Build consumer products powered by stablecoin rails
The complete infrastructure for consumer fintech applications on stablecoin rails. Build a consumer fintech app where users trade, earn, pay, and move money globally without leaving your app.
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One stack for building consumer apps
Your users want products you can’t ship
Consumers are asking for stablecoins, yield, cards, and global transfers. Your current stack can’t ship any of it without a multi-quarter integration cycle across multiple vendors. The demand, and the revenue, goes to competitors who can.
Unlock new revenue streams from products your users demand
Turn your app into a financial hub. By adding stablecoin payments, virtual cards, yield products, and prediction markets, you create meaningful new revenue streams.
Deepen engagement with your existing users
Keep users on your platform by offering the products and services they’re asking for. Wallets provision silently behind accounts, so new products feel native to your app, not a crypto experience bolted on.
Go global from day one
Leverage non-custodial infrastructure to reach every region, extending your reach beyond the limits of traditional financial rails.
Designed for humans and agents
Users can safely delegate execution to apps or agents while maintaining strict security. Our platform ensures that delegated shares are never complete private keys, so agents cannot bypass your policy controls. Create workflows for payments, subscriptions, recurring transfers, trading, and payroll.
How it works
A consumer journey, reimagined
One application. Entirely different architecture and control.
Log in
User signs into your app. No wallet download, no seed phrase.
Wallet provisioned
Embedded wallet generated under the hood. Custody model configured to fit your product: custodial, non-custodial, or hybrid.
First transaction
The user clicks and the transaction executes. Gasless transactions and any conversions are fulfilled by your app.
Ongoing activity
Users pay, spend, and earn inside your app. No redirect or separate experience.
Withdrawal
The user authorizes and sends funds to their desired destination.
Company Bank Account 1
Company EUR denominated bank account.
On-ramp
On-ramp from EUR to stablecoins with Fireblocks partners.
Treasury Wallet
Fireblocks’ policy and compliance controls embedded.
Off-ramp
Off-ramp from stablecoins to BRL with Fireblocks partners.
Company Bank Account 2
BRL available in bank account for supplier, employee, etc payments.
One platform
Wallet, financial products, and compliance in one system.
Flexible custody
Custodial, non-custodial, or hybrid models on the same platform.
Onboard without a wallet step
Wallets provision silently behind your app’s existing sign-in.
Sign up
User downloads a third-party wallet extension and sets up a seed phrase.
Funding
User buys digital assets separately for fees. Connects an on-ramp through a different provider, leaving your app.
First transaction
User confirms each step. Approves fees. Switches chains.
Ongoing activity
User leaves your app for payments, cards, or yield on other platforms.
Withdrawal
User sends funds to a competitor’s app that has all the products they want.
How Fireblocks makes it happen
Everything you need to build and launch on stablecoin rails
Every capability your consumer app needs, in one platform. The wallet your users sign into, the app interactions they feel, and the financial products you ship on top.
Dynamic Embedded Wallets
Non-custodial wallets that provision silently behind your app’s existing auth. No seed phrase, no extension, no chain switching.
Delegated Access
Users grant permissions to apps and agents that execute within spend limits, allowlists, and rules they configure. Access can be revoked at any time.
Wallets as a Service
Programmable wallet infrastructure for managing user assets and onchain operations at scale.
Gasless Transactions
Sponsor gas for your users so they can interact with your app freely. Configure per user, per asset, or per action, without managing a paymaster yourself.
Batched Transactions
Simplify complex user journeys by bundling multiple actions into one. Whether your users are swapping tokens or authorizing payments, they can complete multi-step workflows in a single, seamless step.
Fireblocks Flow
Accept digital assets from any wallet or chain. Users pay in any digital asset and your platform settles in the stablecoin of your choice, with compliance and reconciliation built in.
Virtual Cards
Issue virtual Visa debit cards linked directly to user wallet balances. Users can spend stablecoins anywhere Visa is accepted, with all card details, balances, and transaction history visible seamlessly within your app.
Earn
Give your users a way to earn yield on their balances inside your app. You can choose the onchain vaults and strategies they have access to.
MPC Key Management
Key share distribution across all wallet configurations leveraging Fireblocks’ battle-tested security architecture that already protects $14T transactions.
Compliance & Fraud Protection
Maintain OFAC and Travel Rule compliance using proof-of-ownership signatures for connected wallets. Secure your platform with malicious address blocking, transaction simulation, and bot detection.
Why Fireblocks
The digital asset infrastructure consumer apps run on
The companies defining next-generation consumer apps build on Fireblocks. Embedded wallets, onchain financial products, and compliance in one platform that secures over $16T in digital assets across 2,500+ enterprise customers.
One unified platform
Fireblocks isn’t a wallet you bolt on. It’s the unified platform for consumer apps on crypto rails: embedded wallets, seamless transactions, treasury management, and every integration needed to ship. Your app is front and center while crypto quietly powers it in the background.
Flexible custody for your use case
Choose from custodial, non-custodial, or hybrid models, giving you the flexibility to maintain platform control or empower users to manage their own funds for DeFi access.
Convert with more funding sources
800+ funding sources across external wallets and top exchanges like Coinbase, Kraken, and Crypto.com. Users connect however they already do.
Neutral, scalable infrastructure
Scale from idea to enterprise on the same secure architecture that protects over $14T for 2,400+ customers. Grow with confidence knowing your digital asset infrastructure isn’t owned by a competitor and doesn’t rely on their roadmap.
SOC 2 Type II certified
ISO 27001 certified
MunichRE digital asset crime insurance
Zero critical security incidents
